Traveling Through Thursday Blog Hop

Welcome to the Traveling Through Thursday Blog Hop 9/15/11 hosted by Living on Love and Cents, Mom On Dealz, Our Kids Mom , and Belly Charms (The Blog).

We are so excited to be back! We are THRILLED to have you here! Summer is over and we are now all getting back into the swing of being on a “blogging schedule”. Because we are so excited to be back on track with our blog hop we are giving away a prize just for spreading the word! WOOHOO!  

Who wants a $5 Amazon Gift Card?

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Coupon Codes For Online Shopping

As many of you know, my goal is to provide you with as many money saving coupons, freebies, and store matchups as possible.  I have recently come across another site that may be of interest to is a site that has coupon codes to over 9,000 stores and retailers such as Sears, Macys, Kmart, and Children’s Place.  What is a couppon code?  This is a code that can be entered online at checkout that will save you money on your purchase, your shipping, or both!  Many of the codes are exclusive to the site, one of the ones I found while browsing the site was for edible arrangements so don’t think they are just for clothes. They even have Crate and Barrel Coupons!

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Making Memories-Playing At The Beach!



When I resigned from my teaching job 2 years ago my sole purpose was to be a stay at home mom.  Then the country decided to have an economic crisis and I needed to bring home some income.  I picked up some tutoring jobs and started Momondealz to help pay some bills and save money.  However, my focus is still being the best mom I can be and making as many memories with the kids as possible.

We are blessed to live in Virginia Beach where there is plenty of sand and water to keep the boys enthralled for hours.  Too often our playdates and errands are not at the beach so during warm weather, I try to remember at least once a month to pack up some towels, buckets (or cups and containers around the house) and head down to the oceanfront.  Will and Zack ADORE the beach and it always provides great exercise, fun, and memories.  We can splash in water, make sand castles, fill and dump containers (over and over and over again), play soccer, or just eat a picnic meal.  Regardless of what we do, we are away from computers, phones, or anything else that frequently takes time away from what’s important-making memories with our children.

Making Memories-Just Dance!

This series on how to make the most out of the time you have with your children is brought to you by Amee at Madame Deals and Sharon at Mom on Dealz.  This week’s post is written by Madame Deals-look for Mom on Dealz’s idea next week!

You can dance if you want to . You can leave all your cares behind. You can spend time with your children and be the parent you want to all you need is music and time. We had a super time putting on party clothes and 80’s music. We did the electric slide. Well what I could remember of it and we did the “dinosaur”. We also did the Hokey Pokey and the Chicken Dance. The point is creativity does not require cash. The time you spend with your children is priceless and making memories is what is all about. So turn the beat around and enjoy the party. I am positive that my daughter and son had better dance moves then myself and I hope this is a memory that they will keep filed for when they have children. I know I have young children but I am sure planning a dance party for your older children could also be fun. You could help with the music and creating the decor. You could share your memories while planning for their. It is not about the actual event it is about taking a moment to make a memory.

The Memories Series came from the need I had to step back and reflect. Life is so busy. We have jobs and bills and responsibilities. We have homework to help with and laundry to do. We have lists a mile long. I crumbled mine up and decided I need to make memories with my kids. I mean when my children say you work all the time I knew I needed to make a change. I had to put away my laptop and take out my creativity. I think it is easy to forget that you can do something special with a limited amount of time and money.


Making Memories-Feeding Ducks


When I resigned from my teaching job 2 years ago my sole purpose was to be a stay at home mom.  Then the country decided to have an economic crisis and I needed to bring home some income.  I picked up some tutoring jobs and started Momondealz to help pay some bills and save money.  However, my focus is still being the best mom I can be.  With that goal in mind, I frequently sit down to brainstorm ideas that will help create memories for my boys. 

One day last month, an “making memory” opportunity presented itself when I opened my bread drawer and low and behold, there was some old bread.  We live near a pond that is filled with ducks so I thought the bread would serve it’s purpose much better with them as opposed to the trash. So, off we went.

My husband and I walked with the boys the 1/4 mile to the pond and Will had a great time feeding the ducks!  Baby Zack also loved it, squealing with delight at how close the ducks came to his stroller.  It was hilarious watching Will run back and forth to the bag of bread with excitement!  He especially thought the lone swan in the group was amazing!

This memory making activity has since became a weekly event and we even join up with one of Will’s little “girlfriends” in the neighborhood to feed the ducks and get some exercise at the same time!

Do you have any wildlife in your area that love attention?

Wasted Time Is Wasted Money


The other night I had a Skype conversation with a blogger friend of mine (Laura) about my irrational fear of losing people I love.  All of my feelings came to surface after seeing the devasting report of the Rangers’ fan who died trying to catch a foul ball for his son. That news story really rocked the thin layer of control I usually have over my fear.  The conversation has stuck with me and has me holding my loved ones a little more closely than normal.  It has also got me thinking about how much time I waste worrying about death. This led me to think about how wasting time is like wasting money, or as many say, ” Time is money”.  For someone as frugal as I try to be, my fear just doesn’t make much sense.  I need to concentrate on the riches I have and how much they are worth!

I know where my fear of loss originates (I lost my father at a very young age in a car accident) but identifying the root of the problem doesn’t always solve it.  I pray constantly about it and that helps a great deal.  I know that God has a plan and that I need not worry about the future, as He will take care of me in His own way.  So for now, I will continue to be grateful for everyday I have with my family and cherish every second I have with them.  I will continue to take deep breaths and keep my fears at bay by being secure in my faith.  There’s no sense in wasting time (“money”) on what may happen because I sure would hate to miss what I am so lucky to have right now-days full of valuable “money” with my loved ones; and those are riches I surely don’t want to miss.

Do you have any fears that waste your time? What are some ways you deal with these?

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Dating On A Dime-Taking Time for Dessert


Thanks to Madame Deals and Living on Love and Cents for this weekly post.

How long has it been since you and your “other half” were on a date? If you are like me you are sitting there trying to remember. Has it been that long? Seems like everyone is cutting back their spending and trying to save more. But it is so important that we continue some things like spending quality time with our significant other. Not only do we deserve it, we NEED it! Madame Deals and Living on Love and Cents have teamed up to bring you Dating on a Dime. Go here to see the previous posts.

The time has to come to admit that we often put the one we love most at the end of our million mile long list. We make being in a relationship a chore instead of a wonderful experience. I am trying to remind myself that I am not only a mom but a wife. It is important to nurture your loved one just like you do for your kids. I am taking a moment, a couple of bucks, and some time to plan for a cheap date to bring them together to create a memory that will last long after the date is over.

I have a favorite meal it is called dessert. I have been known to order dessert first so I do not fill up on the healthy stuff. I planned a date to go to a wine bar and have a glass of wine and dessert. I had dessert and my husband had a glass of wine. We sat outside and just watched the people go by. We listened to the street musicians and we talked about way back when. We had already eaten at home and our quick date allowed us to spend less for a babysitter, not stay out to late, and really focus on one another. My husband asked if next time could he bring his own wine which he wanted to buy at CVS. We will save etiquette rules for another time because I am not sure if he was kidding or serious. We did however have a nice night hand holding, laughing, and the best part was I got to have my cake and eat it.

Ask an Accountant-IRA Rollovers

As we all know, it’s that dreaded time of the year-Tax time!  In honor of tax season, I have a new series called “Ask An Accountant”.  Send in your tax questions each week to and I will post the question and give an answer from an experienced accountant.

How I want to handle my rollover..In 2010 I rolled over all the money from my  IRA (which started out as a 401K  )to a Roth IRA. Do I want to split the taxable amount between 2011 & 2012 or do I want put in the whole taxable amount this year & take the tax hit all this year?

If you think you will be in a higher tax bracket next year, then take it all now. If it will not make that much of a difference, split it to get refunds in both years. In the end you will most likely pay the same amount of tax on those dollars, you just have the option of paying the tax over 1 year or 2. Personally, I would opt for 2 years…(why pay the IRS now if they are allowing you to pay later with no penalty) You control the use of the money, not the IRS. This can be a gamble if tax rates increase, but I don’t think that wil happen for a few years.
*Please keep in mind this post is for informational purposes only and answers given are very general.  Many things depend on individual circumstances.  Please contact your personal accountant or financial advisor for your particular situation.

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Girls Frugal Fun-Dinner Club

Thanks to A Frugal Chick for this post reminding us busy moms to take save space in our lives for adult time!


“Truly great friends are hard to find, difficult to leave, and impossible to forget.”- Randolf G

As life gets busier it is getting harder to find time to spend with my close girl friends. Kids, husbands, jobs and so many other things take precedence over just getting together and hanging out. Facebook, text messaging and e-mail make us feel like we know each other but there is no replacement for some good face time.

So about 18 months ago a few girlfriends and I decided to begin a “Dinner Club”- taking one night a month to prioritize our relationships with each other and catch up on life. We meet at someone’s house (sans boyfriends, husbands and usually kids) and take a few hours to sit down and eat a meal together. It’s a great chance to catch up on what is going on in everyone’s life.

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Ask An Accountant-Filing Extensions

As we all know, it’s that dreaded time of the year-Tax time!  In honor of tax season, I have a new series called “Ask An Accountant”.  Send in your tax questions each week to and I will post the question and give an answer from an experienced accountant. 

I am way behind and know I will not have my stuff ready in time to file by the 15th.  What should I do?

You will need to file an extension with the IRS. This is an automatic 6 month extension that is valid until October 15th.  Keep in mind this will only be an extension for time to file, not time to pay. What you will need to do to avoid underpayment penalty (under paying your taxes) is pay 90% of your previous year tax liability (in this case 2009).  For example if your total tax liability for 2009 was $10,000-90% of that would be $9,000.  That’s what you would have to pay in.  However your withholding is included in that. So if you had $8,000 withheld that same year, you would need to pay in $1,000 to make it to the $9,000 of your liability.

*Please keep in mind this post is for informational purposes only and answers given are very general.  Many things depend on individual circumstances.  Please contact your personal accountant or financial advisor for your particular situation.

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March Madness With Orville Redenbacher’s Pop Up Bowls-#orville#couchcritics

As many of you know, my husband is an accountant and since it is tax season Chris and his office are a bit stressed as tax deadlines are closing in fast. I thought that a March Madness party would be the perfect “time out” for them!  What could be more relaxing than eating and watching basketball?  Using the Party Blu Prints, I planned a party for his office that was centered around basketball and Orville Redenbacher’s new Pop Up Bowls (these are perfect snacks for busy accountants who have no time to spare). After  the deciding on a menu, I headed to Walmart to buy all the goodies.  You can check out my Whirrl Story HERE but here are a few pictures from my shopping experience:

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Follow Me Friday-Twitter Week

Welcome to the NEW Follow Me Friday hosted by Living on Love and Cents, Madame Deals, Mom on Dealz, The Coupon Challenge, Luxury Living Frugal Style and Budget Savvy Diva.

Follow Friday

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Springtime Flowers

Who doesn’t love the arrival of Spring?  We’ve all made it through a rough winter and are anxiously awaiting warmer temperatures and time outdoors.  There can be one problem though…allergies!  With the warm weather and beautiful blossoms, comes the dreaded pollen.  Although a lot of people love the look and smell of fresh flowers gracing a table top in their home, those flowers can cause sneezing fits for many.  There is a solution for this problem-silk flowers.  They can provide the beauty you want yet not cause the negative reaction.

As a life long allergy sufferer AND flower/plant lover, I have always suffered through sneezing and the ichy throat feeling in order to have fresh flowers and plants in my home. I have recently began to wonder if silk plants may work out better for me. Besides helping me breathe more easily, I am imagining that silk replacements can’t possibly be as messy as an overturned natural plant!  We all know that with a teenager, a toddler, a baby, and 2 sleep deprived parents in a home, accidents can definitely happen!

This is a sponsored post, however all opinions are 100% mine.


New Car Seat Recommendations

I thought many of you may be interested in the new guidelines recommended by the American Academy of Pediatrics regarding car seats:

  • Children should ride rear-facing to age 2, or until they reach the maximum height and weight for their seat. 
  • Children should use a booster seat until they have reached 4 feet 9 inches tall and are between 8 and 12 years old.
  • Children should ride in the rear of a vehicle until they are 13 years old.

We kept Will in his rear facing seat until he simply looked ridiculous, but he still had not even come close to the max weight of the seat. He is tall and skinny so his legs were way too long for the seat.  Since I am notoriously overly cautious, I do agree with under 13 being in the backseat.  The only issue I see with the new guidelines is with the booster seat for up to 12 years old.  I am all about safety, but I have a feeling parents will have a very difficult time convincing their soon to be teenagers to sit in a booster. 

What are your thoughts?

Perfect Time to Purchase Wall Clocks

Has everyone adjusted well with the Daylight Savings Time change?  While we all know that time changes are the perfect opportunity to change the batteries in our smoke detectors, have you ever thought its also a great time to buy  new wall clocks?  Spring is often a time of cleaning and rearranging the home and  a wall clock can be the perfect accent to spruce up a room! Whether your taste is for a small or oversized wall clocks, adding such a simple decor item can really change or enhance the feel of any space.

I know that in this day and age, most people use cell phones as their “clocks”.  However, as a mom to an infant and a toddler, I rarely have an extra hand to pull out my phone and I pretty much never wear a watch since I know it can be easily destroyed by little hands.  That’s why I really appreciate being in a room with a large wall clock. They make it super easy for me to make sure the kids and I are on schedule! What’s your favorite rooom “accessory”?

This is a sponsored post, however, all thoughts and opinions are 100% mine.